Terms of Use
These Terms of Use (“Terms”) govern your access to and use of financecalco.com (the “Site”), operated by FinanceCalco. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
1. Use of the Site
The Site provides free calculators and related content for your personal, non-commercial, informational use. You agree to use the Site only for lawful purposes and not to misuse, disrupt, or attempt to gain unauthorized access to the Site or its systems.
2. No professional advice
The Site’s tools and content are provided for educational purposes only and do not constitute financial, investment, tax, legal, medical, or other professional advice. See our Disclaimer, which is incorporated into these Terms by reference.
3. “As-is” — no warranties
The Site and all calculations are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
4. Limitation of liability
To the maximum extent permitted by law, in no event shall FinanceCalco, its operators, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or any calculation, even if advised of the possibility of such damages.
5. Intellectual property
The Site’s design, text, and original code are owned by FinanceCalco or its licensors and are protected by applicable laws. You may use the calculators for your own purposes but may not copy, scrape, republish, or commercially exploit the Site without permission.
6. Third-party services and advertising
The Site uses third-party advertising (Google AdSense) and may link to third-party sites. We are not responsible for third-party content or practices. Your interactions with advertisers and third parties are solely between you and them.
7. Indemnification
You agree to indemnify and hold harmless FinanceCalco and its operators from any claims, damages, or expenses arising from your misuse of the Site or violation of these Terms.
8. Changes to the Terms
We may revise these Terms at any time. The revised version becomes effective when posted, and your continued use of the Site constitutes acceptance.
9. Governing law
These Terms are governed by the laws of the jurisdiction in which the Site operator is established, without regard to conflict-of-laws principles. If any provision is held unenforceable, the remaining provisions remain in effect.
See also our Privacy Policy and Disclaimer.